Fair Credit Reporting Act
The Fair Credit Reporting Act (FCRA) is a federal law regulating the collection, dissemination, and use of consumer information, including consumer credit information. It was originally passed in 1970, and it is enforced by the US Federal Trade Commission.
USIncomeVerify complies with the FCRA through agreements with your employer that allow us to provide information about your income and employment history to various organizations. This information will be used by companies that have an interest in your income and employment history for reasons of, but not limited to, insurance, employment, and loan or credit underwriting.
In an effort to help consumers fight identity theft and credit card fraud, and in conjunction with the Fair and Accurate Credit Transactions Act, USIncomeVerify will provide employees with one income and employment history report per year. To receive this information, please call us with your request.
In the event that you find information that you believe to be incorrect, please contact USIncomeVerify with your concerns. USIncomeVerify will then remove access to your income and employment history while the matter is researched. At the conclusion of our research, USIncomeVerify will provide you with the results.